Florida Office of Financial Regulation
494.001(23) Do I have to be licensed to perform a loan modification? A company must be licensed as a Mortgage Broker or Mortgage Lender to conduct Loan Modifications, and the individual must be licensed as Mortgage Loan Originator. I have two licenses: a Motor Vehicle Retail Installment Seller Licenses as well as a Sales Finance License, do I need both licenses? If your company finances, for your customers, the purchases of automobiles from your car lot, that would require a Motor Vehicle Retail Installment Seller License
State and Local Consumer Protection Agencies: Contact Information, Websites and Phone Numbers
You should presume that any names used and presented here in a scam are either fictitious or used without their legitimate owner's permission and have no relationship to any person or business that also shares that name, address, phone number or other identifying information
Schneiderman Announces Groundbreaking Consumer Protection Settlement With The Three National Credit Reporting Agencies Experian, Equifax, And Transunion, Which Maintain Consumer Credit Information On 200 Million Americans, Have Agreed To Increase Protections For Consumers Facing Credit Report Errors; Provide Second Free Annual Credit Report To Consumers Agreement Increases Protections For Consumers With Medical Debt; Reforms Process For Correcting Report Errors; Improves Accuracy Of Reports A.G. As Chairman of the Assembly Standing Committee on Consumer Affairs and Protection I held a hearing on the inaccuracy of credit reports in 2013 and what we found was a system that ignored errors and made it practically impossible for a consumer to repair their credit without undue hardships
For example, larger companies may have more complaints simply because they have many more customers, not because their practices are more deserving of criticism. We have not determined whether your conduct violates the CFPA, but we urge you to review your practices to ensure that you comply with all relevant laws
We prevailed in our lawsuit: in April 2015, a federal court ruled against Morgan Drexen and found that the company misled the court and falsified evidence during the lawsuit. Even though the court ruled that these upfront fees are illegal, the court has not yet decided whether it will order Morgan Drexen to return all the fees that were illegally charged to consumers
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